Terms & Conditions
PLEASE READ THESE TERMS AND CONDITIONS ("TERMS") CAREFULLY BEFORE USING THIS WEBSITE.
These Terms constitute a legally binding agreement between you (“User,” “you,” or “your”) and Couch Investments, LLC dba Lunea Wealth Management (“LWM,” “we,” “us,” or “our”) regarding your access to and use of the website located at [insert URL] (the “Site”).
By accessing or using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use the Site.
1. Use of Site
LWM provides access to the Site for informational and educational purposes only. Nothing on this Site constitutes financial, legal, tax, or investment advice. All content is general in nature and should not be relied upon without consulting a licensed professional who understands your personal financial situation.
By using this Site, you agree to use it only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use of the Site.
2. No Client Relationship
Use of this Site or contact through this Site does not create a fiduciary, advisor-client, or any other professional relationship between you and LWM. You are not a client of LWM unless and until you have entered into a written advisory agreement with us.
3. Intellectual Property
All content on this Site—including text, graphics, logos, brand elements, audio, video, and design—is the property of LWM or its content suppliers and is protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any part of the Site without express written permission from LWM.
4. Third-Party Links
The Site may contain links to third-party websites or services not owned or controlled by LWM. We are not responsible for the content, policies, or practices of any third-party sites and encourage you to review their terms and privacy policies independently.
5. Disclaimers
All information on this Site is provided “as is” without warranty of any kind, express or implied. While we strive to keep content accurate and up to date, we make no guarantees regarding completeness, accuracy, reliability, or availability.
We do not guarantee that the Site will be error-free or continuously available. LWM disclaims liability for any technical issues, interruptions, or errors in transmission.
6. Limitation of Liability
To the fullest extent permitted by law, LWM will not be liable for any direct, indirect, incidental, consequential, or special damages arising from or in connection with your use of the Site or reliance on any information provided on the Site.
7. Indemnification
You agree to indemnify, defend, and hold harmless LWM and its affiliates, officers, employees, and agents from any claims, liabilities, damages, costs, or expenses (including attorneys’ fees) resulting from your use of the Site or your violation of these Terms.
8. Governing Law and Jurisdiction
These Terms are governed by and construed in accordance with the laws of the State of Iowa, without regard to its conflict of laws principles. Any legal action related to these Terms shall be brought exclusively in the state or federal courts located in Iowa.
9. Modifications to Terms
We reserve the right to modify these Terms at any time. Changes will be posted on this page with a revised “Last Updated” date. Continued use of the Site after any such changes constitutes your acceptance of the new Terms.
10. Contact Us
Clients are encouraged to discuss any questions regarding privacy policies and procedures directly with Alexandra Mickelson, Chief Compliance Officer of LWM. Please contact Alexandra Mickelson at 319-640-9080.
Lunea Wealth Management
Couch Investments, LLC